The RFC is your contract with CIS Benefits for employee health benefits coverage for the upcoming calendar year. It’s how you select the medical, dental, vision, life, and other coverages your employees will be offered beginning Jan. 1, 2026. Completing it in July might feel early — but it’s essential. Once your selections are in, our team gets to work updating systems, testing enrollment platforms, and preparing for a seamless Open Enrollment. Accurate and timely submissions are necessary to ensure everything goes smoothly when employees make their benefit choices this fall.